FEMA, Federal Emergency Management Agency, is updating the current Flood Insurance Rate Maps (FIRM) for all of Maine. FEMA states "The purpose of this effort is to provide your community with updated flood hazard risk information that can be utilized for mitigation actions and planning in order for your community to become more resilient to flood hazards."
Proposed changes may affect your property resale values and your insurance requirements if your property is within the flood zone. For those of you who have previously obtained LoMA's (Letter of Map Amendments) and now find yourself within a flood plain, it may be very important to obtain flood insurance prior to teh effective date of the new maps (90 days after June 11, 2014). Your insurance rates may be significantly reduced by doing so. There are preliminary maps available for review and the 90 day review window began on June 11, 2014.
We at Town Hall are not experts on the issue and are not able to address issues you may have.
For general information about FEMA and frequently asked questions about flood zones visit
To view the preliminary maps: http://hazards.fema.gov/femaportal/prelimdownload/searchLoad.action
Ruth Franzius, former Planning Board member, put together the following list to help navigate the site and determine which map to view:
1) Select Maine 2) Select Hancock County 3) Click "Get Preliminary FEMA Map Products
View the pdf of the chosen map. Below are the map numbers for Hancock County and a very basic description of the map.
|Map# (begins 23009C)||Description |
|1001||Hancock Point north to Cross Road|
|1003||Very tip of Hancock Point|
|1002||Hancock east to Sorrento|
|0982||Lamoine/Hancock - Point Road - north|
|0814||Sullivan/Hancock to Sorrento|
|0813||Route One to bridge and Sullivan/Point Road-south/Eastside Rd|
|0811||Sullivan/Hancock above bridge|
|0793||Hancock/Lamoine Route One - Carrying Place|
|0792||Hancock Route ONe - Carrying Place/Sullivan|
|0791||Hancock Route One - east including Old Route One|
|0789||Hancock/Lamoine - east|
|0788||Hancock/Lamoine/Trenton - east|
|0787||Hancock - east|
|0786||Hancock - Thorsen Road - east|
|0783||Hancock - Egypt Stream/Franklin/Twp 8 border|
|0780||Hancock/Twp 8/Franklin border|
|0759||Twp 8/Ellsworth/Hancock northwest corner|
FOR FURTHER INFORMATION.....
|For any questions concerning flood hazard mapping or LOMAs, please contact the FEMA Map Information eXchange's toll-free information line at 1-877-FEMA MAP (1-877-336-2627).|
|The Map Information eXchange has flood hazard maping information and products that may be reviewed online and downloaded at http://msc.fema.gov. For map orders and questions call 1-877-336-2627.|
|For questions specifically concerning insurance, please call 1-800-428-4661 or visit http://www.floodsmart.gov|